Insurance

What your coverage solves, and what it still leaves open.

We lead with the gaps because that is where hosts get hurt. Provider comparisons are useful only after you know what the gaps look like.

Insurance · 10 min

Short-term rental insurance gaps: what homeowners, AirCover, and Vrbo protection don't solve

The four coverage gaps platform protection programs leave open, and what dedicated STR insurance actually covers.

Read the guide →

Insurance · 8 min

How to actually file an AirCover claim (and what most hosts get wrong)

Document damage quickly, follow Airbnb's Resolution Center sequence (guest-side request first, then escalate), and understand the 14-day operational window and the 30-day Host Damage Protection Terms window — including the 'Legitimate and Verifiable Evidence' rule.

Read the guide →

Information, not insurance advice. Coverage varies by carrier and state — for a binding quote, talk to a licensed insurance agent in your state.